K. N. Horton


Do you need some extra cash to finance a wedding, pay for home improvements or consolidate a high-interest debt? You should consider taking out a personal loan with K.N Horton Financials. When used wisely, a stock-based personal loan can fill the void in your budget without risking your car, home, or other assets.

A personal loan involves a certain amount of money that the lending institution provides to a borrower who has to repay the amount plus fees and interest over a fixed period. There are two types of personal loans.

Secured Personal Loans

These loans require that the borrower offers a house, car, or any other valuable collateral to guarantee that they’ll repay the loan. If the lender misses any payment or defaults, they can take the collateral or sell it to cover the loan balance.

Unsecured Personal Loans

Unsecured or non-recourse personal loans by K.N Horton Financials don’t require any collateral. If you’re unable to keep up with the payments, the lender can’t come after your personal assets. When you apply for a personal loan with us, you get better interest rates, timely response, trustworthy service, and high approval rate as you get to leverage the skills of K. Horton, who has been managing loans with a high upper limit since 2005. Here are some other benefits of acquiring personal loans.

#1 Covering Emergency Expenses Without Putting A Dent On Savings

Car repairs, medical bills, a sudden need to purchase a new machine for the company, and such situations can exceed or at least total deplete your savings. It can leave you vulnerable to unexpected future costs. Taking out a personal loan can help you gain access to emergency funds while leaving you a cushion in the savings.

#2 Consolidating High-Interest Debt

If you’ve got a hefty credit card bill to repay, chances are you’re racking up high levels of interest each month. When the situation involves multiple credit cards, it can get even more complicated to stay ahead of the accumulating debt. Personal loans not only help manage the existing debt but they’re also offered at a much lower interest rate in most cases. It helps pay off the debt much faster, which helps save money in the long run.

Illustration about calculating debt and balancing credit score

#3 Predictable Payment Schedules

The interest rate and term for personal loans are typically fixed. Having a set amount to pay off makes it much more convenient to plan the monthly finances.

#4 Flexibility

Personal loans are fairly flexible in their uses. Mortgages are for houses, auto loans for cars, and so on. But personal loans allow the borrower the freedom to spend the money on pretty much anything they want—whether it’s financing a wedding, starting a business, or consolidating debt.

Schedule a consultation with us to discuss the loan terms or get expert advice regarding the best course for acquiring non-recourse loans, personal loans, and high-net-worth loans for yacht financing, private jet loans, commercial funding, and more. We offer reliable loan services in the Philippines, Malaysia, Singapore, New Zealand, Japan, Australia, South Africa, and Indonesia.


Join Our Mailing List

Thank you for your message. It has been sent.
There was an error trying to send your message. Please try again later.

Once Weekly Webinar

Free Webinar Once Per Week

Our free webinar runs once per week and is available to anybody who wants to know more about getting started on the road to financial freedom.